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Laurie C Pallini Agency Blog

View the latest blog posts from Laurie C Pallini Agency.

No-fault insurance compensation is one of the most misunderstood and seemingly mysterious concepts of insurance. It refers to an insurance compensation system that was developed in the late seventies borrowing from the model of workmen’s compensation. READ MORE >>

If you're asking yourself this question, you’re not alone.  Many drivers often skip out on making claims to their auto insurance because they are unsure about what happens if they make too many.  Making claims on your auto insurance not only increases your premium, but you could also find yourself without any coverage at all. READ MORE >>

There are several approaches you can take when buying an insurance cover for a household that has more than one car. The first approach would be to buy a different policy for each car in the household whereby each car has a different insurance cover, and in some cases you may even opt to buy policies from different insurance firms. READ MORE >>

Car insurance is a necessity but finding the right policy will require both time and effort. The price and conditions depend on the insurance company, on your driving record, on the kind of car you drive and, naturally, on the type of policy you are interested in. READ MORE >>

Insurance policies are meant to protect you and all of your valuables, but it’s often true that many people don’t see the need in getting these types of policies. While it’s true that certain insurance policies may not be a necessity at certain ages, it turns out that people in their middle ages should invest in quite a few different policies. READ MORE >>

Insurance products can give business owners peace of mind. However, there are several subtleties that need to be addressed when purchasing a policy. General liability covers most costs. However, the exceptions may be the very items a business needs. READ MORE >>

Unfortunately, after a job loss, many individuals look at their insurance premiums as expenses to cut when they begin reconfiguring their budget. It can start by increasing deductibles and lowering limits in bring premiums down, then cutting “optional” benefits and finally, they allow coverage not required by the state or a lender to lapse through non-payment of premiums. READ MORE >>

College-bound children may leave your house as children, but they are treated as adults for the first time when they enter college. Life offers many hard lessons to these newly independent adults, and as much as you would like to protect them, you can’t always do so. READ MORE >>

Working with an insurance agent as opposed to using an online quoting service are very different things. Personal interaction with an agent is very valuable. They also have additional services and deals to offer that you may not even have realized are available. READ MORE >>

What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. READ MORE >>

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